Top 10: Financial Companies in Vietnam

Vietnam is rapidly growing as a leading economy in Southeast Asia, and the financial sector is a major contributor to its growth. The country is home to several financial companies that offer a wide range of services, including personal loans, business loans, and other financial products. In this article, we will take a closer look at some of the most popular financial companies in Vietnam.

  • TienCash

TienCash is a popular mobile app-based financial service platform in Vietnam. It provides loan services to its users, who can apply for loans online, directly through the app. The loan feature of TienCash is very convenient and easy to use. Users can simply fill out an online form with their personal information, income, and other relevant details, and they will receive an instant loan approval. TienCash also offers flexible repayment options, with different loan terms, interest rates, and repayment periods. This makes it easy for users to choose the loan option that best suits their needs. The loan process is fast, simple, and secure, making TienCash a popular choice for individuals looking for quick and convenient access to loans in Vietnam.

  • Hello Credit

Hello Credit is a digital lending platform in Vietnam that provides a quick and easy solution for individuals and small businesses to access short-term loans. Hello Credit operates as an online lender, offering unsecured loans up to 1 billion Vietnamese Dong with repayment terms of up to 90 days. The loan feature of Hello Credit is designed to help people with urgent financial needs access funds quickly and easily, without the need for a collateral. The application process is simple, with applicants only required to fill out a quick online form, and the loan amount is transferred directly to their bank account. Hello Credit prides itself on providing fair, transparent and secure lending services, with a focus on customer satisfaction.

  • SHA

SHA is the abbreviation for State-Owned Enterprise, which is a type of business organization in Vietnam that is owned and operated by the government. This type of business operates in various sectors, including agriculture, manufacturing, transportation, and construction. The loan feature of SHA is one of the ways the government provides financial support to these businesses. The loan is given to help the SHA improve their operations and expand their business, which in turn contributes to the overall development of the country’s economy. The loan is typically given at a lower interest rate compared to other forms of loans, making it easier for the SHA to repay the loan. Overall, the loan feature of SHA is an important aspect of supporting and developing the country’s state-owned businesses.

  • Uniloan

Uniloan is a financial service in Vietnam that provides loans to individuals and small businesses. It offers quick and convenient loans with a simple application process and flexible repayment options. Uniloan offers loans for a variety of purposes such as personal expenses, home improvements, travel, and business needs. The loan feature of Uniloan includes low interest rates, quick approval time, flexible repayment terms, and easy online application. It also provides secure online transactions and 24/7 customer support. With its commitment to providing easy and accessible financial solutions, Uniloan has become a popular choice for those in need of loan services in Vietnam.

  • uVay

uVay is an online lending platform based in Vietnam. It provides quick and convenient loans to individuals and businesses in need of financial assistance. The platform offers several loan features including flexible repayment terms, low-interest rates, and fast disbursal of funds. Users can easily apply for a loan online through the platform’s website or mobile app. The loan application process is simple and straightforward, requiring only basic personal and financial information. uVay uses advanced technology to assess the creditworthiness of its customers, ensuring that loans are only approved for those who are able to repay them. Overall, uVay provides a reliable and accessible lending solution for those in need of financial support.

  • Ovay

Ovay is a financial technology company in Vietnam that offers loan services to individuals and small businesses. The loan feature of Ovay is designed to provide fast and convenient access to funds for people in need of cash. Ovay uses advanced technology, including artificial intelligence and machine learning algorithms, to make the loan process quick and simple. The application process can be done online and the loan can be approved within minutes. The loan amount is based on the applicant’s credit score, income and other financial factors. Ovay offers competitive interest rates and flexible repayment terms to make the loan affordable for the borrower. With its user-friendly platform and fast loan approval process, Ovay is becoming a popular choice for people in need of short-term loans in Vietnam.

  • OneClickMoney

OneClickMoney is a Vietnamese financial technology company that provides a digital platform for quick and convenient loan services. The platform offers loans for personal or business purposes, and the loan application process is fully automated, making it quick and simple for customers. OneClickMoney uses advanced algorithms to assess credit risk and determine loan amounts, and loan disbursal is instant, making it a convenient choice for borrowers who need immediate funds. The company also offers flexible repayment options, which can be made through its app or website. With its quick and efficient loan services, OneClickMoney is changing the traditional banking system in Vietnam.

  • Atome

Atome is a loan feature offered by e-commerce platform, Lazada, in Vietnam. This feature enables customers to purchase products and services on Lazada and pay for them in installment payments over a specified period. With Atome, customers can enjoy the flexibility of spreading the cost of their purchases over time, with no interest or hidden fees. This makes it easier for customers to afford the products they want and to manage their finances effectively. The Atome loan feature is an innovative solution that provides customers with access to affordable and convenient financial services, and helps them to make the most of their online shopping experience.


FINIZI is a fintech company based in Vietnam that provides unsecured personal loans to individuals. The company uses advanced technology to analyze creditworthiness and make loan decisions in real-time. FINIZI offers loans ranging from VND 1 million to VND 10 million with a repayment term of up to 36 months. The interest rate on FINIZI loans is fixed, and borrowers can choose a monthly or bi-monthly payment schedule. The company also offers a convenient mobile application that allows customers to apply for a loan, view their loan balance, and make payments. FINIZI is committed to providing fast, reliable, and transparent loan services to individuals in Vietnam.

  • SieuDong

SieuDong is a microfinance organization based in Vietnam that provides financial services to low-income individuals and small businesses. It offers various loan products, including personal loans, business loans, and group loans, to help its clients meet their financial needs. SieuDong operates in a responsible and sustainable manner, providing its clients with affordable loans, flexible repayment terms, and transparent interest rates. In addition, SieuDong also provides financial education and training programs to help its clients manage their finances effectively. Overall, SieuDong is committed to empowering the financially underserved communities in Vietnam by providing them with access to fair and affordable financial services.


In conclusion, Vietnam is home to a thriving financial sector, with several companies offering a wide range of services, including personal loans, business loans, and other financial products. Whether you are looking for a quick loan for emergency funds or need a loan for your business, there is a financial company in Vietnam that can help. If you are in need of a loan, visit