Axis Bank is an Indian Banking and financial services company headquartered in Mumbai, Maharashtra. It is India’s third-largest private sector bank by assets and fourth-largest by Market capitalization. Axis Bank offers many products and services one of them is Credit Card. Some of the Axis Bank Credit Cards include the Axis Bank Neo Credit Card, Flipkart Axis Bank Credit Card, Axis Bank MyZone Credit Card, Axis Bank Magnus Credit Card, and many more. In this article, we will be discussing about Axis Bank Fibe Credit Card.
India’s leading Fintech and Axis Bank has come with the country’s first-ever numberless credit card for digital savvy generation Z. With a numberless credit card, customers get an added level of security as there is no card number, expiration date, or CVV printed on the card plastic. This increases security and privacy by lowering the possibility of identity theft or unauthorized access to the customer’s card information. Customers will have the full information to details of Fibe Credit card as they have access to the Fibe app.
The co-branded credit card offers features like 3% cash back on online food items across all restaurant aggregators. In addition, customers will get a flat 1% discount on online as well as offline transactions. The consumer can attach this credit card to UPI because this card is attached to the power of RU Pay. Along with all digital channels, the card is accepted in all physical retailers. The tap-and-pay feature is also there to increase the convenience of the customer. Additionally, there is no initiation cost and no yearly fee for the duration of the card’s use
Features and Benefits of FIBE Credit Card –
- Fibe credit card offers 3% off on food delivery, entertainment, and local commutes.
- Fibe credit card offers 1% cash back on all other spends.
- You can get UPI experience by linking your Fibe Axis bank with UPI.
- Cardholders will get 4 complimentary visits to domestic airport lounges in a calendar year.
- Cardholders will get a 1% fuel surcharge waiver for spend between INR 400 to INR 5000. The maximum waiver will be up to INR 400 per month.
- Cardholders will get 15% off up to INR 500 at 10,000 partner restaurants all across India with this card.
Credit Card on UPI – Fibe Axis Bank Credit Card
Now you can enjoy the Credit Card on UPI feature on your new Fibe Axis Bank Credit Card.
- Link your Fibe Axis bank Credit Card to the UPI Application.
- Download any UPI like – BHIM, or Paytm.
- Verify your mobile number and complete the registration process quickly.
- Then you will see the button “Link Rupay”, you have to click on that.
- Select the Credit Card issuer bank.
- Then proceed to generate a UPI PIN.
- Transact seamlessly with scan and pay feature –
- Scan the Merchant QR Code or enter the Merchant UPI ID
- Enter the amount or pay the auto-fetched amount
- Select Fibe Axis Bank Credit Card
- Then enter your UPI Pin and confirm.
- After that payment confirmation will displayed on your screen.
- Credit Card Bill Payment –
- For credit card bill payments open any UPI app, and there you will see the option of “Pay to UPI ID “Click on that and enter the UPI ID as cc.91@axisbank Example: cc.9192498680825514@axisbank.
- The name of the cardholder will be displayed on the screen for confirmation.
- Enter the payment amount and UPI PIN to pay.
- Manage your Card on the Axis Mobile App –
- Go to the credit card option and click on Axis Fibe Credit card
- You will have an activation code in a physical welcome letter with you. You have to enter it.
- You will be routed to the Card Control Settings page where you can change your card control settings.
Eligibility Criteria for Axis Bank Fibe Credit Card:
The eligibility criteria are almost similar to those of other cards of Axis Bank like Axis Bank Magnus Credit Card, Axis Bank Vistara Credit Card, Axis Bank Select Credit Card, etc. Let us have a look at the eligibility criteria for the Axis Bank Fibe Credit Card keeping this thing in mind the mentioned below criteria are only indicative, the final call of application approval depends on the bank only.
- Primary cardholders should be between the age of 18 and 70 years
- The individual should be a Resident of India
Documents Required For Fibe Axis Bank Credit Card –
Unless there are case variations, the required documents for the Fibe Axis Bank Credit Card application include a copy of your PAN card or Form 60, residence proof, identity proof, a color photograph, and proof of income in the form of the latest payslip / Form 16 / IT return copy.
The following documents are required:
- PAN card photocopy
- Color photograph
- Latest payslip/Form 16/IT return copy as proof of income
- Residence proof (any one of the following):
- Passport
- Driving License
- Voter ID Card
- Aadhaar card
- Identity proof (any one of the following):
- Passport
- Driving license
- Voter ID Card
- Aadhaar card
- PAN card
Please note that this list is only indicative. Documents required may vary on a case-to-case basis.
Axis Bank Fibe Credit Card Fees:
| Description | Charges | |
| Joining Fee | Nil | |
| Annual Fee | Nil | |
| Finance Charges (Retail purchases and Cash) | 3.6% per month (52.86% per annum) | |
| Cash Withdrawal Fee | 2.5% (Min. INR 500) of the cash amount | |
| Overdue penalty or Late payment fees | Nil if the total payment Due is up to INR 500 INR 500 if the total payment due is between INR 501 – INR 5000 INR 750 if the total payment due is between INR 5,001 – INR 10,000 INR 1200 if the total payment due is INR 10,001 and above | |
| Foreign currency transaction fee | 3.5% of the transaction value | |
| Reward Redemption fee | No | |
| Dynamic Currency Conversion markup (Applicable from 5th March 2023) | 1% on international transactions performed in Indian currency at international locations or transactions performed in Indian currency with merchants located in India but registered in a foreign nation |
For all above fees, taxes as per Government norms shall be applicable